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Every day an invoice sits unpaid, your own cash funds someone else's business — but chasing is awkward, manual, and always deprioritised. Our Invoice Collection Agent chases every overdue invoice with a professional, personalised, escalating cadence, predicts and prioritises likely late payers, makes paying a click away, and routes genuine disputes to a human. Cash comes in faster, DSO drops, and the relationships you worked hard to win stay intact.
Trusted by startups, scale-ups & enterprises worldwide
Late payment rarely comes from unwillingness — it comes from chasing that's manual, inconsistent, badly timed, or aimed at the wrong accounts. Click a panel to see the problem, how the agent fixes it, and what changes.
Every day an invoice stays unpaid is a day your own cash is funding someone else's business. Receivables climb, days sales outstanding stretches, and working capital you've already earned is locked in a spreadsheet of overdue accounts.
Following up on late payers is tedious and awkward, so it slips down the list behind everything else. Reminders go out late or not at all, only the squeakiest accounts get chased, and the rest quietly age.
Collections is a tightrope. Aggressive reminders damage relationships you've worked hard to build; timid ones get ignored. And when different people chase in different tones, the experience your customers get is inconsistent and off-brand.
Treating every overdue invoice identically means burning effort on customers who always pay a few days late, while the genuinely risky, high-value accounts get the same generic nudge — and slip further.
Often an invoice is unpaid not from unwillingness but a genuine query — a PO mismatch, a missing credit note, a delivery question. Chased with a generic reminder, it stalls; the customer feels unheard and the payment sits.
From the first gentle reminder to a paid invoice — chasing every overdue account professionally and smartly, while disputes and sensitive cases go to a human.
Runs a structured, escalating reminder cadence on every overdue invoice — from a gentle pre-due nudge through to firmer follow-ups — sent on time, every time, so no account slips through and chasing never depends on someone remembering.
Writes each reminder to fit the customer, the invoice and the relationship — courteous, on-brand and appropriately firm — so collections feel like a professional nudge from your business, not a cold, generic dunning notice.
Predicts which accounts are likely to pay late and prioritises chasing by risk and invoice value — so your effort and attention go to the accounts that actually threaten cash, not the ones that always pay a few days late anyway.
Reaches customers where they actually respond — email, SMS, customer portal or a prompt for a call — at the right time, so reminders land and get acted on instead of sitting unread in one overloaded inbox.
Makes paying frictionless — clear balances, direct payment links, and support for instalment or payment-plan options where you allow them — so a willing customer can settle in a click instead of putting it off again.
Recognises when a customer is querying or disputing an invoice rather than simply forgetting to pay, and routes it to a human to resolve instead of sending another reminder — so real blockers get cleared and customers feel heard.
Escalates the accounts that need a person — persistent non-payers, sensitive or high-value relationships, or anything heading toward legal or a collections agency — to your credit team with a full history and a recommended next step, for a human to decide.
Gives finance a live picture of receivables — DSO, aging, collection effectiveness, and a forecast of expected collections — so you can see where cash is stuck, act early, and measure the impact of every improvement.
More than a decade delivering measurable results for enterprises, SMEs and technology companies worldwide.
Three teams that pulled cash in faster — and kept their customers.
Challenge: A manufacturer's receivables kept climbing because chasing was manual and always deprioritised, and inconsistent when it did happen.
Solution: The agent chased every overdue account with a professional escalating cadence, predicted late payers, and routed disputes to the credit team.
Challenge: A SaaS business lost recurring revenue to failed card payments and lapsed invoices that nobody had time to recover.
Solution: The agent ran smart dunning across channels with easy re-payment links, and escalated genuine issues to a human.
Challenge: A services firm's growing invoice volume outpaced its small finance team, so overdue accounts aged and cash lagged.
Solution: The agent handled routine chasing at scale, prioritised high-value overdue accounts, and surfaced only exceptions to the team.
Get a free 30-minute assessment. We'll look at your receivables, show what the agent can chase and recover, and how we keep it professional and compliant — no pitch.
Everything it takes to turn overdue invoices into collected cash — chased smartly, made easy to pay, and escalated to humans when it matters.
A structured escalating sequence on every overdue invoice, auto-stopped when paid.
Courteous, on-brand reminders tailored to each customer and relationship.
Predicts who'll pay late and prioritises by risk and invoice value.
Email, SMS and portal outreach on the channel each customer responds to.
Payment links, clear balances and plan options that remove friction to pay.
Queries and disputes routed to a human instead of another reminder.
Stubborn and sensitive accounts escalated with history and a recommendation.
DSO, aging and collection forecasts so finance can act early.
A structured path from mapping your receivables to an agent that chases professionally, recovers cash, and keeps humans on the sensitive cases.
Map your AR, invoice data, customer segments, dunning approach and where cash gets stuck today.
Define the reminder cadences, tone, channels, prioritisation, dispute routing and escalation rules.
Integrate your accounting/ERP, invoicing, payment and communication tools so it acts on live AR data.
Configure sequences, messaging, prediction and payment facilitation to your policies and brand.
Add dispute routing, fair-practice limits, human escalation, payment reconciliation and data security.
Run on one segment or ledger, measure DSO, response and relationship impact, and tune the approach.
Extend across all receivables and channels, with the autonomy and escalation you set.
Track DSO, collection rates and disputes, and refine cadence, tone and prioritisation over time.
Getting paid can't come at the cost of your customers or your compliance. We build the agent to chase professionally, respect fair-collection rules, keep humans on the sensitive cases, and stay accurate.
Reminders are courteous, appropriately paced and escalate reasonably — they never badger or pressure. Collections should protect the relationship as much as recover the cash, and we design the tone to do exactly that.
When a customer is querying an invoice, or the relationship is delicate or high-value, the agent hands off to a person rather than firing another reminder. It chases the straightforward; humans handle the sensitive.
How you may chase a debt is regulated — especially for consumer debt, where rules like fair-debt-collection laws apply, and requirements differ by country. We build to the practices and limits where you operate, and recommend your legal or compliance team reviews the approach.
Payment plans, sending an account to a collections agency or legal, and write-offs are business decisions the agent never makes on its own. It recommends and prepares; a person decides.
The agent works from your real, current AR data and reconciles against payments received, so it doesn’t dun a customer who has already paid or chase an incorrect amount. Wrongful chasing damages trust, and we design against it.
Customer, invoice and payment data is handled with encryption, access control and retention limits, and used only to manage and collect your receivables.
Book a free, no-obligation consultation. We'll map your receivables, show what the agent can chase and recover, and give you a costed plan — including how we keep it professional, compliant and human where it counts.
Depth across agents, collections messaging, payment prediction, dispute routing and AR analytics — the engineering that recovers cash without wrecking relationships.
Tool-using agents that chase, detect, prioritise and escalate — and hand sensitive cases to humans.
Courteous, on-brand, appropriately firm reminders tailored to each customer and stage.
Models that predict payment behaviour and prioritise chasing by risk and value.
Payment links, plans and smart dunning wired into your billing and payment stack.
Recognising queries versus late payment and getting them to the right person fast.
Deep integration with QuickBooks, Xero, NetSuite, Sage and Dynamics on live AR data.
Building collections that respect fair-debt-collection rules and your own policies.
DSO, aging, collection-effectiveness and expected-collections analytics.
Encryption, access control and retention for customer, invoice and payment data.
A modern agent stack that plugs into the accounting, billing, payment and communication tools you already run — so collections act on live AR data.
From high-value manufacturing terms to SaaS subscription dunning, the agent adapts to your receivables, your customers and your compliance obligations.
Choose the model that fits your goals, your internal capacity and how far along you already are.
Best for: teams scoping it out. We map your AR and dunning, design the cadence and escalation, and hand you a plan.
Get a collections assessment →Best for: teams who want it built and running. We design, build, integrate, safeguard and deploy the agent end to end.
Discuss end-to-end delivery →Best for: broader finance automation. Embedded engineers rolling out collections and the wider finance-agent suite.
Build my team →The Invoice Collection Agent works beautifully alone — and even better with the rest of the suite.
The full suite — collect, verify, pay, purchase and control.
Checks every expense claim against policy.
Processes and matches supplier invoices for payment.
Controls spend with POs and matching.
Automate the workflows RPA cannot handle.
Connect AI to your ERP, billing and payment tools.
The reason finance teams trust the agent to chase — and to know when to stop.
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A partner that recovers cash faster and fairly — professional, prioritised, compliant, and human on every sensitive account.
Every overdue invoice chased on time with a smart escalating cadence — so receivables shrink and working capital you've earned comes back to you.
Professional, personalised, on-brand reminders that get you paid without souring the customers you worked hard to win.
Late-payer prediction and risk-and-value prioritisation focus chasing on the accounts that matter, not the ones that always pay eventually.
Queries and sensitive accounts routed to a human, so real blockers get cleared and no customer is chased for an invoice they're rightly questioning.
15+ years connecting enterprise systems. It works on live AR data in your accounting, billing and payment tools, and reconciles against payments received.
Chases real amounts, respects fair-collection practice, keeps humans on escalation, and handles customer data securely.
Tell us what your receivables and chasing look like today. We'll come back with an honest view of what the agent can recover, how we keep it professional and compliant, and a transparent estimate — free.
It’s an AI agent that chases your overdue invoices to get you paid faster. It runs a structured, escalating reminder cadence on every overdue account, writes personalised and professional messages, predicts and prioritises likely late payers, makes paying easy with clear balances and payment links, and — importantly — routes disputes and sensitive accounts to a human rather than chasing them. It brings down days sales outstanding and frees up working capital, while protecting the customer relationships behind the invoices.
It’s designed specifically not to. Reminders are courteous, personalised, on-brand and escalate at a reasonable pace — a professional nudge, never harassment. Genuine disputes and sensitive or high-value relationships are handed to a person rather than chased automatically. The aim is to recover cash while keeping the relationship intact, and consistent professional tone across every account usually improves the experience compared with ad-hoc manual chasing.
It predicts which accounts are likely to pay late based on history and behaviour, and prioritises by both risk and invoice value — so effort concentrates on the accounts that genuinely threaten cash, not the reliable ones that always pay a few days late. The cadence and firmness escalate appropriately over time, and you set the rules and limits it works within.
The agent recognises a query or dispute as different from simple late payment, stops sending reminders on that item, and routes it to a human to resolve — with the context and history attached. Often an invoice is unpaid because of a real issue like a PO mismatch or a missing credit note, and firing another reminder just frustrates the customer. Getting these to a person quickly clears the blocker and gets the invoice paid.
How you may pursue a debt is regulated, and the rules are strictest for consumer debt — fair-debt-collection laws in the US and equivalents elsewhere govern tone, timing and contact, and requirements differ by country and between consumer and business debt. We build the agent to respect fair-collection practice and the limits where you operate, and we recommend your legal or compliance team reviews the approach. We’re software engineers, not lawyers, so the professionals who own that risk should sign it off.
No — those are business decisions it never makes on its own. For persistent non-payers or accounts heading toward a collections agency or legal action, the agent escalates to your credit team with a full history and a recommended next step, and a human decides. The same applies to payment plans and write-offs: it prepares and recommends; you decide.
No — it works from your live AR data and reconciles against payments received, so it stops chasing the moment an invoice is settled and won’t dun a customer who has already paid or chase an incorrect amount. Wrongful chasing is one of the fastest ways to damage trust, so accuracy against real, current data is built in.
We integrate with accounting and ERP platforms like QuickBooks, Xero, NetSuite, Sage and Microsoft Dynamics, billing and collections tools, and payment providers like Stripe, GoCardless and PayPal, plus email, SMS and portal channels for outreach. It acts on your live receivables and reconciles against payments. In-house or custom systems integrate via their API.
No — it removes the repetitive chasing, not the team. Routine follow-up on hundreds of accounts is exactly what a small finance team can’t keep up with; the agent handles that at scale and surfaces only the exceptions — disputes, sensitive accounts, escalations — that need human judgement. Your team spends its time on the accounts and decisions that actually need people.
A collection agent for a defined ledger can typically pilot in a few weeks — we set up cadences and messaging, integrate your accounting and payment tools, add dispute routing and escalation, then scale. Cost depends on invoice volume, channels and integrations; we usually start fixed-scope so you see the value quickly, then expand. The initial assessment call is free.
